Psalm 68:3
But may the righteous be glad and rejoice before God; may they be happy and joyful.
Wednesday, May 9, 2012
NF update on Camden
I can't remember where we left things but Camden had his blood work and it was sent off to a lab out of state, the only lab in the U.S. that can do the specific genetic test for NF1. We were told in the beginning that our insurance would cover it which we were very surprised since they had denied it twice before because of how expensive the test is. Something wasn't sitting right with me and we did not want to be left with a $6,000 bill so I called our insurance company to hear for myself that it would be covered. After talking to them, it was clear to me that they didn't know the test was being sent out of state which means it would be out of network. So after many phone calls between three different places (our insurance company, the company that does pre-authorizations for our insurance company, and the admin assistant for the doctor) we finally got things figured out. We ended up signing up for a patient protection plan with the lab to protect ourselves from having to pay the entire bill in case our insurance declines payment. The plan cost us $500 but it gives us that peace of mind in case something doesn't go through with our insurance. So the test results should be completed by the end of this week and then we wait for our doctor to call us with the results. We are praying that everything will go as planned with the insurance company and that the $500 won't break our budget too bad. It just stinks that we are coming off of vacation (where we paid cash for everything) and the day after we got back Michael was in a fender bender and we have to pay our $500 deductable to get his car fixed. But if there is one thing we have learned over and over again is that God is faithful in providing our every need when we are faithful with our finances. I'll update when we have the results. Oh, and our insurance denied the MRI of his brain and spinal cord so that request is being sent in again. We are waiting to see how that will turn out. That's it from here.
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2 comments:
Hope everything goes well. I know working with insurance is sticky. Good luck!
If you get a formal diagnosis of disability, check with the state DDD. They pay for most things for Lauren. I don't know if Camden's is considered a developmental disability, but there may be some coverage for you through ACCCHS.
https://www.azdes.gov/ddd/
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